Under contract-accepting backup offers. Nestled on a sprawling .2755-acre lot in a quiet cul-de-sac, this 4-bedroom, 2-bathroom home in Lutz, Florida, offers modern updates, abundant space, and exceptional charm. The home boasts a split floor plan across 1,607 sq. ft., with beautiful new tile flooring that mimics wood extending throughout every room and closets. Recently repainted both inside and out, this property is in a no HOA, no flood zone, and no evacuation zone, making it a rare find for peace of mind and low-maintenance living. The kitchen features new counters with rounded edges, professionally painted cabinets with a transferable warranty, an oversized oven, a brand-new dishwasher, and raised lighting. A separate dining room complements the space, and all appliances convey, including the washer and dryer. Enjoy the versatility of a separate living room and family room, with the family room enhanced by a skylight for natural light. The spacious master suite includes a large walk-in closet, a master bathroom with new countertops, sinks, and a tile backsplash, and plumbing ready for a second sink. A private door leads to the impressive 24x15 screened porch, outfitted with new large acrylic windows, a portable A/C, and painted cement floors. The oversized 2-car garage offers ample storage with built-in cabinets and attic access via a pull-down ladder. Outdoors, the fenced backyard is a tranquil retreat with pavers, a covered canopy area, landscaped gardens, a rain barrel, and a painted shed to match the house. Additional features include an outdoor bench, an electric post, and thoughtfully designed downspout outlets. Major updates include a 2023 A/C system with added venting, a blue light for bacteria elimination, and two replacement bulbs. The water heater was replaced in 2019, and while the roof is from 2005, a recent 4-point inspection ensures 5 years of remaining life. This meticulously maintained home offers unparalleled comfort, modern conveniences, and a serene setting--all without the constraints of an HOA!